Condo, Townhome, HOA Learning Center
Expert insurance resources for condominium owners, HOA board members, property managers, and community associations across the United States.
Your one-stop resource for condo, townhouse & HOA insurance
Whether you manage a single association or dozens of properties, we make it easy to get the documentation you need, understand your coverage, and make sure every unit owner is properly protected.
While many of our educational articles feature examples from Minnesota, the insurance concepts discussed apply to condominium associations and unit owners in many states. Coverage varies by policy and state, so we're happy to help.
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Common Condo & HOA Insurance Questions
Straight answers to the questions we hear most from condo owners, HOA boards, and property managers across our 22 licensed states.
Educational Articles
In-depth guides from our Insurance Resource Center.
What Is HO-6 Condo Insurance?
A complete breakdown of what HO-6 covers, what it doesn't, and how it works alongside your HOA's master policy.
Read article →Understanding Your HOA Master Policy
Bare walls vs. all-in coverage explained — and why it matters for how much HO-6 coverage you need.
Read article →Loss Assessment Coverage Explained
What happens when your HOA levies a special assessment and how loss assessment coverage protects you.
Read article →Get a Free, No-Obligation HO-6 Policy Review
Not sure if your current coverage is adequate? We'll review your existing policy, compare it against your HOA's master policy, and identify any gaps — at no cost and with no obligation to switch.
Licensed in 22 states. No pressure, no sales pitch — just straight answers.
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This resource is provided by Will Anderson Agency Inc. — operating as State of Hockey Insurance. Licensed in 22 states. Coverage varies by policy and state.